Welcome to Consolidation Clarity (“Company”, “we”, “us”, or “our”). Please read these Terms of Service carefully before using our website and services.

By accessing or using our website (the "Site") and services, including our AI chatbot Claire and any related communications, you agree to be bound by these Terms. If you do not agree with these Terms, you should not use our services.

1. Use of Our Services

Consolidation Clarity provides free educational information about debt solutions, including but not limited to debt consolidation, nonprofit credit counseling, debt settlement, and bankruptcy options. Our services are for informational and guidance purposes only and are not financial, legal, or tax advice.

You agree to use our services only for lawful purposes and in accordance with these Terms.

2. No Professional Advice

The information provided through our Site and by Claire is for general informational purposes only. It is not intended to constitute financial, legal, tax, or professional advice.

You should consult directly with a licensed financial advisor, credit counselor, or attorney regarding your specific situation before making any financial decisions.

3. Privacy and Data Collection

By using our services, you consent to our collection and use of your personal information in accordance with our [Privacy Policy] (link to privacy policy).

We take privacy seriously. We will never sell your information. Your information will only be shared with trusted solution partners if you provide explicit consent.

4. Consent to Communications (TCPA Compliance)

By submitting your information on our Site, you consent to being contacted by Consolidation Clarity and its trusted partners via phone calls, emails, or text messages, including through automated dialing systems or prerecorded messages where applicable, regarding your inquiry and possible related services.

Consent to communications is not a condition of purchase. You may opt out at any time by following opt-out instructions provided in the communication or by contacting us directly.

5. Third-Party Partners and Referrals

At your request, we may introduce you to trusted third-party solution providers (such as lenders, counselors, or debt settlement companies).

We do not guarantee or endorse the services of any third-party partner. Your relationship with any referred partner is independent of Consolidation Clarity, and you should review their terms and disclosures before proceeding.

We may receive a referral fee from partners if you choose to work with them. This helps us keep our services free to you.

6. No Guarantee of Results

While our goal is to match you with a suitable solution, we cannot guarantee that you will qualify for any particular program, loan, or result. Outcomes depend on multiple factors, including your credit, debt amount, income, and partner eligibility criteria.

7. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, videos, and software, is the property of Consolidation Clarity and is protected by intellectual property laws. You may not use, reproduce, or distribute our content without prior written permission.

8. Limitation of Liability

To the maximum extent permitted by law, Consolidation Clarity and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services or reliance on any information provided.

Your use of our services is at your own risk.

9. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site and services after changes are posted constitutes your acceptance of the revised Terms.

We encourage you to review these Terms regularly.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of [Insert Your State], without regard to its conflict of laws principles.

11. Contact Us

If you have any questions about these Terms or our services, please contact us at:

Email:

[email protected]

Phone:

623-263-1371

Mailing Address:

4789 W Wahalla Ln, Glendale AZ 85308